Specializing in Conventional Loans, FHA Loans, Reverse Mortgages, Commercial, Land, & Hard Money

 

Consult with Denise Ittenbach of DMI Lending in Yucaipa, California, for help with Conventional Financing and FHA loans. Once Denise takes a loan application, she will go to bat for you, to get the best possible deal. 


New Purchase
DMI Lending will first get you pre-qualified for your loan. Then this is followed by showing REALTORS® that you are pre-approved for a loan with DMI Lending. Your Real Estate Agent will then, find the home of your dreams. The estimated loan process will take approximately 30 days to close.

Red Financing

Denise gets a loan application and determines the estimated value. Those above 80% loan to value, will have to pay PMI insurance. Those under 80% percent, will elminate the PMI insurance. This is for clients looking to refinance using conventional or FHA financing for lower interest rates or to pull cash out from their loan for bill consolidation or home improvment. 

Reverse Mortgages

The borrower is not required to pay back the loan until the home is sold or otherwise vacated. As long as the Borrower lives in the home he or she is not required to make any monthly payments towards the loan balance. The Borrower must remain current on property taxes, home owners insurance, and condominium fees (if applicable). The Borrowers must be 62 years of age or older. This allows them to convert part of the equaity into cash. 

Hard Money & Land Loans

Our hard money lenders will only lend up to 65% loan to value, based on the appraised value whether its single family residence or land loans.