Services

Here at DMI Lending, we are loan experts specializing in Conventional Loans, FHA Loans, Reverse Mortgages, Commercial, Land, & Hard Money. Consult with Denise Ittenbach of DMI Lending in Yucaipa, California, for help with Conventional Financing and FHA loans. Once Denise takes a loan application, she will get the best possible deal.

Purchases

DMI Lending will first get you pre-qualified for your loan. Then this is followed by showing REALTORS® that you are pre-approved for a loan with DMI Lending. Your Real Estate Agent will then find the home of your dreams. The estimated loan process will take approximately 30 days to close.

Refinancing

The loan application determines the estimated value. Those above 80% loan-to-value will have to pay PMI insurance. Those under 80% percent will eliminate the PMI insurance. If clients are looking to refinance using conventional or FHA financing for lower interest rates or to pull cash out from their loan for bill consolidation or home improvement, DMI Lending is the way to go.

Reverse Mortgages

The Borrower is not required to pay back the loan until the home is sold or otherwise vacated. As long as the Borrower lives in the house, they are not required to make any monthly payments towards the loan balance. If the Borrower remains current on property taxes, homeowners insurance, and condominium fees (if applicable), and the Borrower is 62 years of age or older, they can convert part of the equity into cash.

Hard Money

Our hard money lenders will only lend up to 65% loan to value based on the appraised value, whether single-family residence or land loans.